How to manage “good debt” and “bad debt”
Almost half of Romanians are in debt, while 39% say that they don’t pay their debt on time, and 29% never create a budget. These figures, based on the most recent national studies, reflect Romanians’ values and financial literacy, but they can also represent the starting point of a conversation about "good debt" and "bad debt."
To whom, how much, and how do we lend money? | Biblical coordinates
In order to obtain money, along with the facilities offered by specialised institutions (banks, credit unions, mutual assistance services), many people resort to a series of ad-hoc financial relations, known as “personal loans”.