From the realm of utopias: A world without credit

We live in an economic system whose main fuel is loans. For this reason, the phrase “a world without credit” sounds far-fetched, to say the least.

How much is too much?

We live in a world increasingly dominated by mergers and corporate consolidation.

To whom, how much, and how do we lend money? | Biblical coordinates

In order to obtain money, along with the facilities offered by specialised institutions (banks, credit unions, mutual assistance services), many people resort to a series of ad-hoc financial relations, known as “personal loans”.

The family budget | A financial instrument and an act of elementary husbandry

From government officials to leaders of large corporations and from heads of public institutions to small private entrepreneurs, using the revenue and expenditure budget has become a common practice. The question we will try to answer in this article is whether and in what way this financial instrument finds its utility in the family space as well. How do you build a family...

Five steps to change your money mindset

Do you remember the man who was supposed to marry Rose in Titanic? He dressed exceptionally well, had slick brown hair and was from a family of great wealth. His character was based on the life of a man named Caledon Hockey. He survived the shipwreck but not the Wall Street Crash. When the stock market fell in 1929, Cal’s money and everyone else’s plummeted...

Putting money in its place

Money can do strange things to people. A few years back, a survey in England asked people to imagine first that the average income was £100,000, but they earned £125,000. Second, they were to imagine that the average income was £200,000, but their income was £175,000. They were then asked which they would prefer. The majority chose £125,000—they would rather have the possibility...

Financial literacy is in the spirit of the Bible

Are you financially literate? If your financial management strategy is one of the following four, then the answer is probably no.

My money versus our money | How to manage finances as a couple

Talking about finances as a couple is not always comfortable; money has often been the cause of marital conflict. Aligning your financial goals and philosophy can be a difficult process that begins with answering a simple question: joint or separate accounts?

Cryptocurrencies: Three difficult questions about Bitcoin

The world of cryptocurrencies is a hyper-competitive one, where the most expensive currency seems to be, in fact, quality information. Therefore, given the opportunity to talk to an investor with four years of experience in crypto trading, I considered it a good moment to check the opinions that may inform the decision to invest or not in cryptocurrencies.

The journey to financial freedom

Money . . . It’s the grease that makes the world go round, yet it’s one of the least chosen table topics of choice. With the rising cost of living, the price of lettuce being tripled and a seemingly never-ending list of things to pay for, many are worrying about their financial future. So long as we continue to ignore the conversation, the...

Never enough money? A road to financial independence

The memory of having spent all the money in my account and still having a week to go until my next salary is painfully vivid to me, even though it has been quite a few years since that was my month-to-month reality.

Don’t mess with George Soros!

When former US President Donald Trump suggested at a press conference in Helsinki that the FBI could be wrong to accuse Russia of meddling in the US presidential elections, citing President Vladimir Putin's testimony as an argument, the media became fixated on the lamentable insult Trump threw at the secret services. 

“The old world is gone” | Global economic projections

"Rays of sunshine in the global economy we saw earlier in the year have been fading, and gray days likely lie ahead", says Ayhan Kose, deputy chief economist at the World Bank Group, summing up predictions for the global economy after several overlapping crises ended a nearly three-decade period of economic growth.

The disaster that changed everything without changing anything

Years of prosperity swallowed up in a few months of recession—that's how you could sum up the global economic crisis that began in 2007. At its core, the worst recession since the interwar period turned out to be a mirror into which none of us want to look.